To be the most successful financial institution in Malawi with international visible presence.

Mission Statement

To provide the best financial services in Malawi and internationally, distinguished by outstanding service, product innovation and sustained earning.

Fixed Term Deposit

If you want to invest funds that have no urgent use, you can open a Fixed Term Deposit account. This account has a higher fixed interest rate, than the other accounts, for a predetermined period usually of two, three, six, nine or twelve months duration. Minimum balance for this account is MK25, 000.
It is a fixed contract and interest is forfeited when a customer makes a withdrawal before maturity date.

How will I benefit?

Interest is paid on maturity and customers may re- invest funds at the expiry of the fixed period until such time as the funds are required. Such accounts may also be used as security in the event a customer wishes to borrow money from the bank.

Prospective Customers

  • Corporate customers
  • Personal customers
  • AID Agencies/NGO's
  • Small and Medium Enterprises
  • Parastatals

How much will it cost me?

There are no charges for the use of these accounts.