Cardless Withdrawal

What is a Cardless Withdraw?

Cardless withdrawal is a service that enables users to cash out from their accounts through use of the Mo 626 Digital + app and NBM ATMs without the use of an ATM card.

The feature further allows a user to send a redemption token to themselves or to a beneficiary

How to generate a Cardless Withdraw Token

  • Open Mo626 Digital+ App
  • Login with your M-PIN
  • Select Cardless Withdraw Request
  • Request for Own/ for someone
  • Enter Amount and submit
  • Confirm Withdrawal with T-PIN
  • Receive 6 Digit Token

How to cash out on an ATM using Cardless Withdraw Token

  • Select Cardless Withdraw
  • Enter 6 Digit Token
  • Enter phone Number Starting with 265
  • Select Press Proceed
  • Enter Amount
  • Select Proceed to Confirm Password, Mobile and Amount
  • Collect your Cash
  • Receive Transaction notification through SMS

Terms and Conditions

  • The token remains valid for 48 hours
  • Maximum limit of MWK80,000 against any token generation
  • No limit to the number of token generations
  • There is no need for prior registration of beneficiary numbers which makes the cardless withdrawal service accessible to anyone with a working mobile phone number.

Where to use the Cardless Withdrawal

All NBM ATMs bearing the cardless sign

Security/Safety

  • Your card is still PIN protected and secure

Advantages of Cardless Withdrawals

  • Transactions are fast
  • Convenient and smart way to transact
  • Secure and safe

Cardless Withdrawal Tutorials

How to generate a Cardless Withdrawal Token

How to generate a Cardless Withdrawal Token

How to generate a Cardless Withdrawal Token

How to cash out on an ATM using Cardless Withdrawal Token

How to cash out on an ATM using Cardless Withdrawal Token

How to cash out on an ATM using Cardless Withdrawal Token

mission-vision

 Vision

To be the most successful financial institution in Malawi with international visible presence.

Mission Statement

To provide the best financial services in Malawi and internationally, distinguished by outstanding service, product innovation and sustained earning.